Author Archives: admin

You’re first time

The year was 1991 when I landed in Australia, the country was in recession. Wherever I went, whomever I met for guidance, they all said: tough luck!! I kept hearing recession, everybody painted a gloomy economic and employment scenario.

I had just turned 18, had no clue what “recession” meant, never heard of it. I somewhat understood the term only after a decade. My parents very kindly supported my college tuition and maintenance expenses but still needed a job to meet the shortfall.

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Making the best use of Covid 19 situation

My recent note shared with family/friends:


I trust you’re staying safe and taking all precautions.

It’s the strangest period that we’re living in, none of us have seen anything like this in our lifetime. It is emotionally (and financially) draining for we didn’t have enough problems to deal with already 🙂

But regardless of how bad the situation is, there’s always something to learn, reflect upon and use the opportunity to improve.

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Compounding, the Eighth Wonder of the World

If you ask around, what’s the eighth wonder of the world? you’ll get all kinds of answers. I think only investors/financial advisers will refer to Compounding 🙂 …that too very few of them. Even though I have been in investment business since last 15 years, I never understood or cared about the importance of it. Only since last few years, I’m beginning to understand how powerful the concept is.

Yes, Einstein called “Compound Interest” the Eighth Wonder of the World, he added further “He who understands it, earns it..he who doesn’t..pays it.” The Snowball Effect means the same thing and makes it easier to understand, here is a post that explains it beautifully in simple language..not recommending the stocks mentioned here but idea is to get familiar with the concept.

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